You’re hurt. You haven’t been able to do your job for months, and now you need help. You fill out your application for Social Security disability insurance (SSDI) benefits and you’re getting ready to submit it when you think, “Did I answer everything correctly?”
The Social Security Administration (SSA) is notorious for declining the majority of applications that land on their desk. You know you qualify, but have you done enough to show the SSA caseworkers that they should approve your application?
What to Ask Before Applying for SSDI
Before you submit your application for SSDI, look through your answers and remarks from the eyes of the person reviewing your application. When doing so, consider these five questions. These are the questions that the SSA reviewer will ask too. The answers you have for each question will determine your likelihood of being approved.
- Are you still working? If you’re still working, the SSA will determine whether or not you qualify based on how much you earn each month. If you earn over $1,070 you usually will not be considered disabled.
- How severe is your condition? If your condition has prevented you from holding your job, it is probably severe enough to qualify for SSDI. If you’re still able to perform the majority of the duties of your job, it might not be considered severe and you could be denied.
- Do you qualify based on the criteria under condition’s listing? The SSA has a list of medical conditions that it references when reviewing each application. If you have not shown how you qualify based on these conditions, then you will most likely be denied.
- Are you able to do any of the work you once did? You might have a severe disability. However, if that disability does not stop you from performing the work you once did, and you are still able to do some or most of your previous job, you will most likely be denied.
- What other type of work can you do? Perhaps your former position required extensive manual labor. Now, you might be hurt but still able to perform sedentary work behind a desk. If so, the SSA will most likely determine that you are not disabled to the point that you qualify for SSDI—and you will be denied.
There are many factors taken into consideration when deciding whether or not you qualify for SSDI. New Hampshire Social Security disability lawyers at Keefe Disability Law frequently review applications before they are submitted. This is done to ensure the reviewer has the answers needed to approve an application.
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Related Links:How to Document Your Disability When Applying for Benefits