Common Types of Cardiovascular Disorders That Are Eligible for Disability Benefits
You can’t believe that it has been three weeks since your heart attack. You were at work, doing the same thing that you do every day, when all of a sudden you felt a blinding pain in your arm. You fell to your knees, clutching your bicep—a co-worker screamed for someone to call an ambulance. The next thing you knew, you were on a gurney being rushed to the hospital.
After 48 hours of tests and medications, your doctor informed you that you had a heart attack due to an abnormal cardiac arrhythmia. He gave you more medication to attempt to get your heart rate under control, but he wanted you to have bed rest and limited activity for at least a month. Unfortunately, your boss wasn’t sympathetic to your plight and told you that he had to let you go. Now, medical bills, rent, and credit card payments are starting to pour in—and you don’t know what to do.
Your latest doctor’s appointment didn’t go well, and your doctor actually suggested open heart surgery to clear out your arteries and explore any other possible defects. What are you going to do? You can’t afford to be out of work, but your doctor is basically forbidding you to do any type of strenuous activity.
Disability is an option, but you’re not sure how it works. Your doctor told you to apply and research the Social Security blue book for options, but you’re not sure. Does your condition qualify? What is this “blue book” in which you’re supposed to refer to?
Blue Book Qualifications for Cardiac Disability
The Social Security blue book, is a reference guide for the Social Security panel to use to help determine whether or not your cardiac condition is severe enough to require disability benefits. The “book”—it is more of a database—includes past investigations into severe cardiac disorders. This allows the panel to refer to fully investigated disorders instead of having to investigate every individual claim for severity. For example: the blue book states that congenital heart failure is severe enough (and has documented proof) to warrant disability. Therefore, if your claim states that you have congenital heart failure, the panel doesn’t have to go through the check list to verify severity, since the blue book has already verified it.
Although some cardiac issues that aren’t listed can still be considered severe enough to qualify, cases are only approved if they affect the proper functioning of the heart or the circulatory system. Some examples of blue book cardiac ailments include:
- Chronic heart failure – When your heart doesn’t pump blood as well as it should throughout your body. This causes hypoxia (suffocation) to organs and tissues, and can even cause your heart and brain to shut down.
- Ischemic heart disease – When your coronary arteries become narrow and impede blood flow to the heart. This is usually due to plaque buildup.
- Recurrent arrhythmias – When electrical impulses that coordinate your heartbeats don't work properly, causing your heart to beat too fast, too slow, or irregularly.
- Symptomatic congenital heart disease – When you were born with a structural abnormality in your heart—that although fixed at birth, still causes health issues.
- Cardiac aneurysm – When your aorta or other cardiac blood vessels become weakened by too much pressure or strain. If the weakened structure tears or pops, it could lead to internal bleeding and death.
- Peripheral arterial disease – When narrowed arteries reduce blood flow to your limbs, causing hypoxia in your arms, legs, and even brain.
- Chronic veinous insufficiency – When the blood veins in your legs cannot pump enough blood back to your heart.
Don’t Skip a Beat—Apply Now!
If you suffer from one of the above cardiac disorders, you may be eligible for disability benefits. Contact us today for more information on how to properly file your application. We vehemently believe that anyone who has a heart condition shouldn’t be forced to work. Therefore, we’ll work our hardest to make sure that you don’t have to overwork your heart. Remember, taking care of yourself is the most important thing, but that can be difficult without the proper income. Let us help you, and your heart, get the rest, support, and benefits you need to survive. Don’t wait another beat—call now.
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