Social Security Disability, or SSDI, is a federal insurance program that is administered by the Social Security Administration. When you work, a percentage of your paycheck is taken out for FICA taxes. This pays for SSDI and other federal benefits. If you are injured or disabled and lose your job, SSDI can provide financial assistance.
Conditions You Must Meet
Not everyone qualifies for SSDI. You must have paid FICA taxes in order to receive SSDI. The amount of time for which you must have paid FICA taxes depends on your age and when you became disabled:
- Born deaf (any age): 18 months of prior work history
- Age 18-24: You must have worked at least 18 months in the three years before you became disabled
- Age 24-31: You must have worked for at least half of the time between your 21st birthday and the onset of your disability.
- Age 31 and over: You must have worked for five of the ten years prior to your hearing loss.
If you don’t have enough work experience to qualify for SSDI, you may qualify for Supplemental Security Income (SSI), a program that is available to help low-income disabled Americans.
Does Your Hearing Loss Prevent You From Working?
In order to receive SSDI for a hearing impairment, you must show that your hearing loss prevents you from working. This means that in most cases, you must be deaf or have a severe loss of hearing. In addition, your hearing loss must be expected to last at least one year.
Are You Looking for a Social Security Disability Attorney in Boston, MA?
If you are looking to apply for social security disability, you need to speak with an experienced social security disability lawyer as soon as possible. Please contact us online or call our Natick Office directly at 508.283.5500 to schedule your free consultation.
