Disabled Boston Marathon Victims to Face Financial Challenges
Posted on May 15, 2013
The Boston Marathon bombings left three dead and 264 injured, including 15 amputee victims. Because so many soldiers have lost limbs in Iraq and Afghanistan, technology is available to those suffering from amputations. However, the technology comes with a hefty price tag. Each prosthetic leg can cost $50,000 to $90,000, a cost which is rarely covered by insurance. The price of the leg does not include the cost of surgery, hospital care, or rehabilitation. It doesn’t cover counseling to help with anxiety and post-traumatic stress caused by the bombing, nor does it cover the loss of income due to the injury. Many victims of the Boston Marathon bombing will never be able to return to their jobs.
Health insurance can cover some medical expenses. Disability insurance can help with some of the costs of daily living. Unfortunately, not every victim has health insurance or disability insurance. Social Security disability benefits are an option for those who will be injured for a year or longer. However, it can be hard to make ends meet on SSDI, especially if you need to make home modifications to accommodate a new disability.
The plight of Boston bombing victims brings national attention to the fragility of our nation’s safety net. If you are a 20-year-old, you have a three-in-ten chance of becoming disabled before you reach retirement age. Most disabilities are the result of health problems or long-term injuries. But accidents and traumatic events like the April 15 Boston Marathon bombings can also cause disability. Very few people are prepared.
Corporations and individuals have donated $23 million to charities that will help the bombing victims. Those who are interested in helping can donate to One Fund Boston, a charity set up by Massachusetts Governor Deval Patrick and Boston Mayor Tom Menino.
If you need help with your own disability case, contact Keefe Law today.