Q What Happens When an Applicant Dies While Waiting for Claim Approval?
Unfortunately, with approval for Social Security disability applications taking anywhere from a few months to a few years, it's not uncommon for applicants to die while their application is still under review by the Social Security Administration (SSA). When this happens, a family member of the deceased—such as their spouse, children, or parents—can continue the claim on their behalf. However, it's important to note that continuing a Social Security disability claim for Social Security Disability Insurance (SSDI), which is determined by the applicant's work history, is easier than continuing a claim for Supplemental Security Income (SSI), which is a need-based program determined by income.
SSDI applicants who are eventually approved for benefits must endure a five-month waiting period following the onset of their disability before they actually begin receiving payments. In the case of deceased applicants, the benefits would begin accumulating at the end of that waiting period and end the month of their death.
Additionally, the spouse, children, or parents of disabled individuals can also start a new application for Social Security disability benefits on behalf of their loved one—even if they didn't apply for benefits prior to their death.
Do You Need Help Pursuing Social Security Disability Benefits?
If your loved one died while their SSDI or SSI application was still pending, or you'd like to apply and start a posthumous claim on their behalf, working with a knowledgeable and experienced personal injury attorney gives you the best chance for a successful resolution. The skilled attorneys with Keefe Disability Law know the ins and outs of the SSA's application process and can guide you each and every step of the way, providing you with the compassionate and thoughtful representation you need during what is sure to be a difficult and emotional time. Call us today to schedule your free initial consultation or to request a copy of our free eBook, Unlocking the Mystery: The Essential Guide for Navigating the Social Security Disability Claims Process.