Q If I Move Into a Nursing Home, Will I Lose My SSI Benefits?
Changes in your living situation, such as moving into a nursing home, can dramatically affect your Supplemental Security Income (SSI) payments and, in some cases, may even cause your benefits to be terminated.
If you enter a medical facility such as a nursing home or hospital where Medicaid covers the cost for more than half your care, the Social Security Administration (SSA) may reduce your monthly SSI payment to $30. Additionally, the monthly $30 SSI benefit may be further reduced based on your income. However, some states will supplement the amount you receive from the federal government.
Adults who move into a medical facility not paid for by Medicaid are not eligible for SSI benefits. Likewise, children (age 18 and younger) who move into medical facilities not paid for by Medicaid or private insurance are also ineligible for SSI benefits.
Thanks to a special rule, the SSA generally does not terminate SSI benefits for recipients who will only be residing in a nursing home or other medical facility for 90 days or less. To preserve your SSI benefits during short-term nursing home stays, you must provide the SSA with the following information:
- A written statement from your doctor verifying that you will be in the medical facility in question for no more than 90 consecutive days
- A written statement from you, a family member, or other caregiver stating that you need your current SSI benefits to maintain your permanent home during your short-term stay in the nursing home
This information must be provided to the SSA as soon as possible to avoid forfeiting your SSI benefits. The SSA requires SSI beneficiaries to submit the necessary information before leaving the nursing home.
Is Your Social Security Disability Case Under Review?
If your living situation changes, the SSA may put your case under review. Don't risk losing your SSI benefits. Contact a knowledgeable and experienced disability attorney for help navigating the case review process. The skilled disability attorneys at Keefe Disability Law will work with you to address your questions and concerns. Call our law office, or complete our online contact form.