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The Return of Social Security Statements: What to Look For


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10/18/2014
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Have you ever wondered what you’ve earned, how much your retirement benefits might be, and how much you’ve put toward your disability coverage?

Three years ago, the Social Security Administration (SSA) put a stop to sending out regular statements to non-disability and retirement recipients. Recently, it started the program back up again, sending statements to people who do not use the online access tool.

How to Use the Social Security Statements to Your Advantage

For Social Security disability lawyers in Massachusetts and New Hampshire, the restart of the SSA’s sending out statements again is welcome news. There is a wealth of information available in these statements. When they were not distributed, it was difficult for many people to know what was available to them and what they had saved. Now, the information is more transparent.

Here are a few things you can find on your statement:

  • How much you’ve earned in your lifetime. This shows how much the government has tracked you earning over your lifetime. If it seems low, it’s worth investigating and correcting. Your retirement benefits will be calculated based on this number.
  • Projected retirement benefits. This is just an estimate and should not be taken as completely reliable. Many factors can alter this figure. Still, it is important to know what you are projected to receive when you retire so you have a more realistic idea of what to expect. Use this figure to help you determine how much you should be saving privately.
  • Your disability coverage. If you’re not sure how much the SSA will pay you if you become disabled or need to apply for disability coverage, your statement will tell you. You might be surprised at how much (or how little) you qualify for.


The return of the Social Security statements is a positive thing. Although this information is available online, you might forget to check in with it on a regular basis. Use these statements to your benefit.

If you are thinking of applying for Social Security disability insurance (SSDI) benefits and have questions about your statement, we encourage you to reach out to a Social Security disability lawyer at Keefe Disability Law. We’re here to help you understand what is available to you if you are thinking. Call us today for clarification.



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